REFUND POLICY

If you elected to use the installment program, the guarantee becomes valid only after all installments have been made.

Special note to those who knowingly try to abuse the guarantee:  Obvious and intentional abuse of our money back guarantee will “void” the guarantee altogether.  Abuse costs us all.

Refunds require an authorization number.  E-mail tjmcleod57@sbcglobal.net for your authorization number prior to returning the product!  Returns without an authorization number will not be refunded.

After receiving your authorization number, you must return the binder & cd, and you will be refunded the purchases price only on the “OCC” system less shipping & handling and a 10% administration & handling fee.  We recommend that you use a carrier that gives you the ability to track the shipment.

A refund request must be submitted in writing within 90 days of purchase (time starts on day of purchase).  The “OCC” Presentation System must be returned in “sellable condition”. Client will pay all shipping and handling charges should the need arise for such a return.

If you are securities licensed –NO REFUND is available.  This system is designed for licensed life insurance agents only.

A customer survey must be completed and returned to McLeod Agency Inc. Before returning the “OCC” system, the customer survey is included in the back of the “OCC” system book.

You are required to acknowledge that you have read & listened to all material in the systems book and listened to all audio training on the “members only” section of www.sellingseniors.com website.  www.itstheleads.com is intertwined with this agreement.

You agree to complete a 30 minute consultation/training phone call, because the personal consultation/training is a major part of the “OCC” Selling System.

If you return the “OCC” Seminar & presentation selling system you agree to a fact finding call to help us understand and help you.  If a return is due to a compliance issue, we will need a written copy of the compliance response from the compliance officer from you company.

You are required to give 10 annuity presentations to 10 prospects using the “OCC” presentation, whether generated from a seminar conducted by yourself or annuity leads generated outside of a seminar setting.  You will provide a deposition report about the 10 appointment results.  We can personally coach you in each selling situation.

We only want your experience with McLeod Agency, Inc.  “OCC” Seminar & Presentation Selling System to be a happy one.  If you have any questions regarding these policies & procedures please contact us at  jeff@itstheleads.com.